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Retirement Planning

  • Overview
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  • Develop an investment strategy »
    • What is asset allocation?
    • Choose your asset allocation
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Figuring out a retirement strategy can be daunting. These articles and tools can help you get started.

What is asset allocation?

Asset allocation means putting portions of your money into different types of investments — like stocks and bonds. If some of your investments lose value, a diversified allocation may help reduce the impact.

The following articles can help you choose your asset allocation.

  • Pros and cons of stocks and bonds
  • Managing risk
  • Diversify your assets
  • Invest for your time horizon
  • Choose the right mutual funds
  • Frequently asked questions about rebalancing
Choose your asset allocation

Use our asset allocation models to find an investment mix based on your retirement time frame.

  • Asset allocation models

Investors should carefully consider the investment objectives, risks, charges and expenses of the American Funds. This and other important information is contained in each fund’s prospectus and/or summary prospectus, which can be obtained from your plan’s financial professional or downloaded and should be read carefully before investing.

American Funds Retirement RoadmapSM

Use the American Funds Retirement Roadmap to help you figure out:
  • how much you can set aside each month
  • how to invest that money
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